Most people think debt is just about money. But the brutal truth is, it’s an identity trap disguised as a math problem.

In today’s episode of Beyond the Boost on Daily Power Boost: Ignite Your Potential, I sit down with Nancy Ward, financial coach and creator of WeeklyDebtPlan.com. Nancy doesn’t just teach numbers, she helps people rewrite their money story.

If you’ve ever felt guilty about overspending, ashamed of debt, or stuck in the cycle of “budget, fail, repeat,” this conversation is for you.

Because the lie is: “If I just keep making minimum payments, one day it’ll all be gone.”The truth is: Debt freedom isn’t about discipline, it’s about alignment, awareness, and identity.

In This Episode:

* Why budgeting feels like dieting (and how Nancy makes it human again)

* The biggest debt myth that keeps people trapped paying interest forever

* How to shift from guilt-driven spending to intentional spending

* Why accountability is the missing link in financial transformation

* How self-worth quietly drives money patterns (and how to reclaim it)

✦ Reflection Prompts:

* Where am I confusing “making payments” with actually making progress?

* What spending patterns are really about identity, not money?

* If financial freedom isn’t about having no debt, what would it mean for me?

✦ Action Step:

* Write down every debt you owe: yes, even the “small ones.” Step on the scale.

* Choose one debt to attack weekly. Small consistent action > big broken promises.

* Decide where you need accountability. Who’s holding you to the financial life you say you want?

✦ On the Next Episode:

The Hidden Cost of Hustle: Why Overworking is Just Under-Living

Because hustle culture isn’t ambition, it’s avoidance.

✦ If Today’s Episode Sparked Something…

* Forward it to someone who’s still stuck in the “minimum payment” myth.

* Subscribe to Daily Power Boost for rhythm-based identity shifts.

* Book your No-Cost Identity Clarity Call if you’re ready to uncover where money isn’t the problem, identity is.

* Connect with Nancy Ward at WeeklyDebtPlan.com or on socials @weeklydebtplan.

✦ Engage With Me Online:

* Instagram: @coachshawnmichael

* TikTok: @coachshawnmichael

* YouTube: @coachshawnmichael

* LinkedIn: @coachinguatemala

This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit trunorth.substack.com/subscribe